Payment Industry

For a long time, enterprise payments involved a pretty familiar trade-off. Banks offered security, safeguards, and regulatory comfort, but moving money through them could be slow and inflexible. 

Every year, large sums of money intended for disaster relief, public benefits, and community programs fail to reach the people they’re meant to support, undermining trust in the organizations running the programs.

Every time money moves - whether it’s loading a payroll card, topping up a digital wallet, or sending an instant payout - there’s a quiet workhorse operating in the background. It’s called the Demand Deposit Account (DDA). 

Gift cards have long played a central role in shopping center strategies. They attract new customers, encourage cross-store spending, and provide a simple solution for gift-givers.

A leading national tax preparation services company wanted to improve how it delivered refunds to clients.

With every scroll on their phone, consumers are sprinting past a blur of promotions, offers, and ads as every brand is clamoring to be noticed.

Canada’s telecom market is crowded, and customers know it. With three major players and a growing number of low-cost disruptors, the fight for market share is relentless. Promotions are everywhere and the challenge lies in earning that hard-to-come-by loyalty.

Enterprises are looking for ways to offer financial features that keep customers engaged, make transactions seamless, and open up new revenue streams. It’s not just fintechs - insurance companies, retailers, wealth managers, and even nonprofits are all stepping into the space.

For companies that need to pay out large sums to multiple recipients - whether it’s insurance claims, gig worker wages, or vendor invoices - slow payments are a serious risk. Claims get delayed, loyalty takes a hit, and people start looking for faster alternatives.

People today expect fast, flexible access to their money, whether it’s for spending, saving, or investing. That puts pressure on businesses to deliver banking-like experiences - without becoming a bank themselves. One solution that's gaining traction is spend cards.