
Payments don’t get to have “off hours.” When a payment system goes down, business doesn’t pause politely and wait for it to come back. Payroll still needs to run, vendors still expect to be paid, and customers still assume their money will move when it’s supposed to.
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The economics of payment have changed. Across consumer payments, settlement cycles have collapsed, and money now moves when value is exchanged, not days or weeks later.
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